Calculating Credit Card Debt with Code: Is Math Essential for Programmers?

This article explores whether math is essential background knowledge for programmers. By building an Elixir program simulating credit card repayment, the author demonstrates how simple formulas and programming can solve real-world problems, such as calculating compound interest and repayment schedules. The program's simulation shows that slightly increasing the minimum payment percentage or adding a small extra monthly payment significantly reduces repayment time and saves substantial money, highlighting the importance of understanding compound interest and financial planning. Even without advanced math, practical application is shown.