ISO 8583: The Secret Language of Credit Cards
2024-12-18
Every time you tap your card or pay online, you're interacting with the ISO 8583 protocol. This 1987 standard defines the format of real-time transaction messages between banking networks. It includes core fields like message type indicators, bitmaps, and data elements, but networks vary in their extensions and serialization, leading to compatibility challenges. This article delves into the complexities of ISO 8583's structure, field encoding, nested message handling, and demonstrates building a robust ISO 8583 parser to handle network variations and error scenarios.