Vanguard: King of Low-Cost Investing?

2025-05-01
Vanguard: King of Low-Cost Investing?

Vanguard stands out in the investment world with its unique client-owned structure and exceptionally low expense ratios. Data reveals that a significant number of Vanguard funds outperformed their peers over the past decade, particularly its actively managed bond funds. Furthermore, Vanguard's cash account interest rates are considerably higher than average bank savings rates. Top rankings from J.D. Power and Morningstar reinforce Vanguard's leadership in investor satisfaction and robo-advisory services. However, the text emphasizes that past performance is not indicative of future results, and all investments carry risk.

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Vanguard's No-Go on Bitcoin ETFs: A Long-Term Investor's Perspective

2025-01-26
Vanguard's No-Go on Bitcoin ETFs: A Long-Term Investor's Perspective

Vanguard recently announced it won't be launching a Bitcoin ETF or other crypto products. Their reasoning centers on Bitcoin's immaturity as an asset class, extreme volatility, and lack of inherent economic value. Vanguard views Bitcoin as speculation, not investment, unsuitable for long-term, buy-and-hold investors. They emphasize their investor-first philosophy, citing past decisions to reject leveraged/inverse funds and over-the-counter stocks as examples of prioritizing client protection.

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